K11 Owners Group

Klinker · Posted: Fri Jan 30, 2009 5:39 pm Post subject: Insurance premium challenge

OK, I'm feeling a little smug. I just got my insurance statement today. In spite of the high-performance reward I received in Indiana last May, my premium remains...A BARGAIN. No claims, low-risk state and an old bike are obviously factors. I'm sure being a gray-haired moto-geezer helps too.

So, let's see if anyone has a lower premium. My coverage:

Liability, bodily injury - $100,000/$300,000
Liability, property - $50,000
Uninsured motorist - $100,000/$300,000
Medical - $1000 each person
Comp & collision deductible - $250
Accessory coverage - $3000
Roadside assistance included

Annual premium with full-payment discount...

$132

...or about the price of a front tire.

I could save $22 if I dropped the medical and roadside assitance, but really now...

Can anyone beat this?
_________________
tlp
1994 K1100RS

Only the Reasonists. They believe in an evidence-based world, something called Rationalism. But it's a tiny group, not so influential.
- Page Griffin

Stoked Steve · Posted: Fri Jan 30, 2009 6:39 pm Post subject:

Wow, that's cheap. I only pay $78 a year, but that's liability only, no comp or collision. I got a quote to add those and it was $300-$400 I think. That's with Progressive.
_________________
Steve
Virginia Beach, VA
93 K1100RS Mystic Red SOLD
12 Suzuki DL650A VStrom

Scott_Anderson · Posted: Fri Jan 30, 2009 7:09 pm Post subject: Re: Insurance premium challenge

My coverage: Progressive

Liability, bodily injury - $100,000/$300,000
Liability, property - $50,000
Uninsured motorist - $100,000/$300,000
Medical - $5000 each person
Comp & collision deductible - $100/$250
Accessory coverage - $1000 included
Roadside assistance included

Annual premium with full-payment discount and multi bike.....

$207 for EACH bike.

I don't think I have been riding long enough for the rider discount yet.
_________________
Ride safe.

1995 K1100LT 0302044
2017 FLHTK Ultra Limited
Garmin StreetPilot 2820
Garmin Zumo 550
Garmin Zumo XT
"One who does not ask questions is ashamed to learn" Danish proverb
1997 K1100LT 0302488(R.I.P.)
1997 R1100RT ZC62149(sold)

slash2nut · Posted: Fri Jan 30, 2009 7:39 pm Post subject:

what companies are you guys insured with?
_________________
Dave in MI
'93 K11lt
'86 K75c

owrstrich · Posted: Fri Jan 30, 2009 9:21 pm Post subject:

progressive...

$388 per year total for both motobricks... but that includes scott underscore anderson on the iowa motobrick... that really bumped the whole deal...

liability, bodily injury - $100,000/$300,000
liability, property - $50,000
uninsured motorist - $100,000/$300,000
medical - $10,000 each person
comp & collision deductible - $1000
accessory coverage - $3000 included
roadside assistance included

j o
_________________
yeeeeeehaaaaaaa...

mike toon · Posted: Fri Jan 30, 2009 9:22 pm Post subject:

Geico, $135, four bikes, minimum coverage in CA.
_________________
Current Bikes
1993 K1100LT
1976 GL1000 Naked
1981 GL1100 Naked
2000 DR650 Dual Sport